|
 |
|
Insurance, Income
Planning & More... |
|
for the
Residents of Arizona! |
|
 |
|
Debt Elimination
|
|
Because of one of the worst economic downturns in our
nation's history, many people found themselves in a position
they never imagined they would be in... They had to rely on credit
cards and/or other lines of credit to make essential, everyday
payments (water, electricity, phone, and even the mortgage).
And because of this, many people are swimming in debt, with no end in sight
(or at least it appears to have no end in sight).
And that's not even the worst part!
Because of this massive debt build-up,
planning and saving for long-term income has been put on the
back burner. So
instead of saving towards financial independence, you find
yourself
mindlessly throwing money away to high interest rates, in
an attempt to get rid of your debt as fast as possible.
But it doesn't have
to be this way! The key to eliminating debt is not
necessarily to pay down your debt as quickly as possible
(especially if this action interferes with your long-term saving
strategy) but instead, your goal should be to manage your debt payments.
GET CONTROL OF YOUR DEBT INSTEAD OF YOUR DEBT CONTROLLING YOU!
What if you could dramatically cut the amount of years that it would take to pay off your total debts
WITHOUT:
-
Increasing your
monthly payments?
-
Refinancing of
any kind?
-
and/or Consulting a
3rd party (which usually charges a fee!)?
Would that be
something that interests you? Sure it would! And
here's how it works...
|
|
|
| |
|
|
It's called the rollover strategy, and it's a simple approach to
eliminating debt effectively and efficiently. Here's what you
need to do... First, you need to get all of your current debt/credit card
statements together, which can include: credit cards, store cards,
student loans, car payments, and even your mortgage. Be sure
your statements include the current balance, your annual percentage
rate (APR), and your MINIMUM monthly payment.
Second, you are going to need an advanced debt elimination
calculator, which is where our friends at CalcXML.com are here to
help. They have a
free
debt elimination calculator that you can use as many times as
you like! Visit them at:
http://www.calcxml.com/do/det07.
Be sure the link opens up in a new window, and follow our easy
directions below! |
|
|
| |
|
|
| Step-by-Step Instructions
|
|
|
| |
|
 |
|
|
| |
Elect "Shortest to Longest Payoff Period".
Keep "Interest earned on new savings" at 5%.
This will be explained later.
Click "Submit".
|
| |
|
|
|
| |
Look how many
fewer years it takes to payoff your debt when using the "rollover" strategy!
The most
important feature: The amount of money you could save
(@5%) after using the "rollover strategy" to pay
off your debts!
|
 |
|
|
| |
|
| |
|
| |
|
|
|
| |
- The green bars
represent your possible savings (@5%) if after using the
rollover strategy to pay your debt, you start saving money for the
same amount of years it would have taken to pay your debts
with the traditional method!
|
 |
|
|
| |
Print all pages!
Or save as a PDF!
|
| |
|
|
|
| What
Does This All Mean? |
|
|
| So after you have all of your data, the obvious question
becomes what does all of this mean, and how can I use this data
to help me?
Am I supposed to pay off all of my debts, using the rollover
strategy, before I starting planning for my financial
independence? The short answer is absolutely NO! (and
here's why... TIME IS
EVERYTHING when planning for your financial future).
Where can I save my money while getting a 5% rate of return?
The short answer: Why limit yourself to 5%? There
are so many options where you can do so much better! And
while we're at it, why don't we try to avoid paying as much
taxes as possible with your savings? It's possible!
The answers to all of the questions (and many more) are
just a phone call away... Contact Jed Maslowski at
480-661-1005 or
jed@mazinsurance.com. He will go over your debt elimination
details and help you figure out your next step (or next steps)!
It's as easy as that! |
|
|
| |
|
|
|
